Why this page exists
The U.S. financial review space is full of "best of" lists that are actually paid rankings, expert reviews written by SEO contractors, and affiliate sites pretending to be journalism. AmericanSaverGuide isn't one of those. This page documents the lines we don't cross.
Our independence
- Reviews are written before partnerships are pursued, not the other way around.
- Affiliate partners cannot review or edit content. They see what readers see, when readers see it.
- Rankings are not for sale. No "premium placement" tier exists.
- Negative reviews stay negative. If we recommend against a product and they later become a partner, our criticism stands.
Source transparency
Every claim that requires sourcing — pricing, coverage details, complaint data, ratings — is verifiable. We use:
- Direct provider quote tools (using consistent test profiles)
- State insurance department filings and complaint reports
- NAIC public data
- BBB accreditation and complaint records
- Official company financial filings and rating agency assessments
- J.D. Power and other independent customer satisfaction surveys
Author credentials and bylines
Every review is published under a real editor's name with a public bio. We do not publish:
- "Staff" or unattributed reviews
- Reviews under fake author personas
- AI-generated content presented as human-written
Corrections policy
When we make a mistake, we fix it and tell you:
- Minor corrections (typos): silently corrected
- Factual corrections: a "Correction" note appears at the top
- Material errors: the entire review may be retracted, edited, and re-dated
What we won't do
- Publish anonymous testimonials or fake user reviews
- Embed undisclosed paid links inside content
- Rank products based on commission size
- Hide or downplay disclosures
- Take down honest criticism in exchange for advertising